Your Guide To Fixed-Rate Home Loan Benefits

Your Guide To Fixed-Rate Home Loan Benefits

It all depends on your situation. Before you decide, take a look at the top reasons for getting a fixed-rate mortgage over a variable rate option.

Fixed-rates give you greater confidence that you can make your mortgage payments since they are predictable. Economic shifts have no impact whatsoever on how much you pay.

With a fixed-rate home loan, the interest rate on your loan remains the same for an agreed period -- the most common of which are 30, 20, and 15 years.

Since your interest rates remain the same over time, a fixed-rate mortgage allows you to budget the rest of your finances.

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