Mortgage Loan Officer at Novamac Funding

Mortgage Loan Officer | San Diego, CA 5 openings

Job Description

Mortgage Loan Officer



NovaMac Financial Inc, a fast-growing direct and independent residential retail lender is to hire Mortgage Loan Originators in several markets. We approve and close loans in-house which give us control over the mortgage loan transactions. Working within the guidelines allows us the flexibility and opportunity to structure and fund loans that otherwise might be declined by other lenders in today's challenging regulatory mortgage market.

Our Company is looking for Mortgage Loan Originators who are prepared to make a difference in the lives of loan customers looking to buy or refinance their homes. Mortgage Loan Originators will be responsible for assessing client’s individual needs, recommending the best loan products, assisting loan customers with compiling complete loan packages and working with our processing and the loan underwriting team throughout the process. The ideal candidates also have experience managing a variety of home loan programs with respect to purchase mortgage and home refinancing transactions.

Mortgage Loan Officer Benefits

Dental, health and vision insurance, 401K

Aggressive Compensation plan tailored to your production level.



Skills & Experience


Mortgage Loan Originator Requirements

Bachelor’s Degree in Finance is preferred but not required

Current registration under the National Mortgage Licensing System (NMLS) and Registry

2+ years’ experience in the mortgage loan industry

Excellent interpersonal, communications, and customer service skills

Strong attention to detail


Two years of mortgage loan experience.

Required NMLS license.

NovaMac Financial Incorporated is an equal opportunity employer.



Mortgage Loan Originator Responsibilities

Interviews applicant and requests specified information for loan application.

Analyzes applicant financial status, creditworthiness, property valuation to determine loan workability or submits applications to credit analyst for verification, review and recommendation

Manage loan pipeline, review active loan files regularly to ensure there are no missing loan documents, follow up loan outstanding loan conditions

Corresponds and interviews applicants to resolve questions regarding application information

Compiles loan packages and facilitates negotiation with applicants according to company standards, such as origination fees, loan repayment options, and other credit terms.

Ensures loan agreements are complete and accurate according to company policy.

Identifies and analyzes potential loan markets to develop prospects for residential real estate loans.

This is a fulltime position

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